Are there any other costs of selling my home that I should know about?

Besides the above costs of mortgage payoff, fees, commissions and settlement costs, you'll probably have the following expenses:
- Fix-up costs.
- Home-buying costs, including down payment, if you buy another home.
- Moving costs.
- Costs of equipping and/or furnishing your new home.

Your gain from the sale will probably cover your additional costs but, if it's close, be sure to maintain a cash or credit reserve for unexpected expenses.